ACBA BANK was founded in 1996. License N70 of the Central Bank of the Republic of Armenia. ACBA BANK is the exclusive representative of American Express payment system in Armenia. The bank also issues and provides services for international VISA and MasterCard, as well as domestic ArCa payment cards. The bank gives an opportunity to manage accounts without visiting branches via ACBA Online system and ACBA Mobile application. The bank operates the following money transfer systems for individuals: MoneyGram, Unistream, Ria Money Transfer, Xpress Money, Sigue Money Transfer and Converse Transfer. ACBA BANK has 60 branches (including the head office): 19 in Yerevan and the rest in the 10 marzes of Armenia, and more than 185 ATMs in the entire territory of Armenia. You can see the whole list here. Direct significant participants are “ACBA FEDERATION” CJSC – 95% and SACAM International SJSC – 5%. As of November 30, 2020, the number of bank employees totaled 1,506. As of December 31, 2020, the total capital of the bank is AMD 69,637,146 thousand, assets – AMD 494,372,851 thousand, liabilities – AMD 424,735,705 thousand.